100% Virtual Funeral PreplanningPlan ahead. Protect your family.
On your terms.
We're changing how families preplan — no funeral home visits, no pressure, no upselling. A guided, virtual process from the comfort of home with a team that works for you.
A modern approach to an age-old decision
Why Refuge
Our entire process is virtual. No funeral home visits. No in-person meetings. Just a guided conversation from the comfort of your home, on your schedule, at your pace.
Unlike most companies in this industry, we don't work for funeral homes — we work for you. As true consumer advocates, we operate independently and nationwide, giving you unmatched freedom and control.
Three simple steps to peace of mind
How It Works
No funeral home visits. No complicated paperwork. We handle everything through a guided virtual process.
Share your wishes
Walk us through your wishes, and we’ll guide you in creating a plan that reflects your choices and priorities.
Select payment option
Select the payment plan that suits your needs. Our flexible options make it easy to move forward with confidence.
Receive your plan
Receive your completed plan in a professionally organized folder, ready to share with your family when needed.
Everything your family needs, planned ahead
Our Services
From cremation to veteran benefits, we help create a complete plan that gives your loved ones clarity when they need it most.
Funeral Pre-Planning
Our core service. We guide you through every detail — casket or urn, service preferences, and more — all from your phone or computer. No funeral home required. Use any provider nationwide.
Pay in full or at your own pace
Insurance coverage while you pay
Use any funeral home, nationwide
Plan at today's current rates
Can payoff at any time
Veterans Benefits
Eligible veterans receive VA burial benefits — cemetery space, headstones, burial flags, and more. We help navigate and document every benefit you've earned.
Simple Cremation Plans
For those choosing cremation, we make it straightforward. Select merchandise, document wishes, and secure everything in a plan your family can follow.
"He alone is my refuge, my place of safety; He is my God, and I trust Him."
— Psalm 91:2
Hear from the families we've helped
What Families Say
The entire process was so easy and comforting. I didn't have to go anywhere — we did everything over the phone and screen share. My family now has everything documented.
Maria R.
Texas
As a veteran, I was blown away by how much the VA covers. The team walked me through every benefit I was entitled to. My wife doesn't have to worry about a thing.
James T.
California
I put this off for years because I didn't want to sit in a funeral home. With Refuge, I did it all from my couch. The folder they sent is beautiful and clear. Highly recommend.
Patricia L.
Florida
Ready to plan ahead?
One conversation is all it takes to give your family clarity and peace of mind.