Take control of the final chapter — On your terms.

Refuge Memorial — A better preplanning experience.
At Refuge Memorial, we’re changing the way funeral preplanning is done—by putting you, the consumer, first. Unlike most companies in this industry, we don’t work for funeral homes. We work for you.
As true consumer advocates, we ensure your needs come before profits. While many of our competitors are tied to specific funeral homes and locations, we operate independently and nationwide, giving you unmatched freedom and control. That means no pressure, no upselling, and no obligation to choose a single funeral home.
Our process is also 100% virtual, allowing you to plan from the comfort and privacy of your home—on your schedule. There’s no need to visit a funeral home or meet with anyone in person.
With Refuge Memorial, you gain leverage, transparency, and peace of mind. You stay in control of your decisions, and we make sure your voice is heard—because that’s how preplanning should be.
“This I declare about the LORD:
He alone is my refuge, my place of safety; He is my God, and I trust Him.”
— Psalm 91:2
Our Services
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Funeral Preplanning
Planning your funeral doesn’t have to be stressful, expensive, or done in a funeral home. With our virtual funeral preplanning services, you can make all your arrangements from the comfort of your own home—on your schedule, and at your pace.
At Refuge Memorial, we believe you should have complete control over your final wishes. That’s why our platform gives you the freedom to plan ahead without pressure, compare options, and choose any funeral home you prefer—locally or nationwide. We’re here to guide you through every step, help you document your choices, and ensure your plans are honored—without locking you into one provider.
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Veterans Benefits
As a way to honor their service, eligible U.S. veterans are entitled to a range of burial benefits through the Department of Veterans Affairs (VA). These benefits may include a burial space in a national or state veterans cemetery, a government-issued headstone or marker, a burial flag, and a Presidential Memorial Certificate. In some cases, certain funeral and transportation expenses may also be reimbursed.
At Refuge Memorial, we specialize in helping veterans and their families navigate the process of documenting and registering for these benefits in advance. By preplanning, veterans can ensure their wishes are carried out and their families are spared the stress of paperwork and decision-making during a difficult time. Our experienced team will guide you through every step to make sure all eligible benefits are secured and properly recorded.
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Pre-Need Insurance
Funeral Pre-Need Insurance is a specialized insurance policy designed to cover the cost of your funeral arrangements in advance. Unlike traditional life insurance, pre-need insurance is tied directly to your funeral plan, ensuring that the funds are used specifically for the services you choose.
At Refuge Memorial, we work with you to create a personalized funeral plan and lock in today’s prices for future services. Pre-need insurance allows you to fund that plan through affordable payments, giving you and your family peace of mind that everything is taken care of. It also removes the financial and emotional stress from your loved ones at a time when they need comfort and support the most.
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Trusts and Wills
Planning for the future means making sure your loved ones are protected and your wishes are clearly documented. At Refuge Memorial, we offer personalized estate planning services—including legally binding wills and trusts—crafted by our licensed attorneys, not an LDA (Legal Document Assistant).
Whether you need a simple will, a living trust, or a more complex estate plan, our experienced legal team works directly with you to understand your goals, explain your options, and create documents that reflect your exact wishes. Every plan is customized, legally sound, and designed to give you and your family peace of mind.

Become an Advisor
We’re always looking for new opportunities and are comfortable working internationally. Please get in touch and one of our project managers will contact you about beginning the proposal process.