Pre-PlanningA smarter way to plan your funeral
Six reasons families choose Refuge
Why Pre-Plan
Based on Today’s Prices
Your plan is built using current national average costs, helping you prepare for future expenses.
Covered While You Pay
Even during the payment period, your plan includes insurance protection. Your family is covered from day one.
Not Whole Life Insurance
This is a funeral plan — not a whole life policy or lifetime payment plan. It’s simple and designed specifically for final expenses.
Any Funeral Home
Fully portable plans. Use any funeral home anywhere — even if you move or change your mind.
Flexible Payments
Pay in full or spread it out. Pay off at any time. You stay in control of your timeline.
Relieve the Burden
No guessing. No scrambling. Your family knows exactly what you wanted and how it's paid for.
The Refuge Difference
Why families choose us over traditional providers
We're true consumer advocates. We don't work for funeral homes. We work for you. That means no pressure, no upselling, and no obligation to any single provider.
100% Virtual Process
No funeral home visits — plan from your phone or computer.
Independent & Nationwide
Not tied to any funeral home. Use any provider you choose.
Screen Share Guided Process
We walk you through selections live. You see everything in real time.
Complete Folder, Mailed to You
Your plan arrives as a professional package your family can reference.
Ready to plan ahead?
One conversation is all it takes to give your family clarity and peace of mind.