100% Virtual · No Funeral Home Visits

Most families wait until it's too late. Don't be one of them.

Preplanning your funeral takes less than an hour — and gives your family a priceless gift: clarity, when they need it most.

Plan Ahead Today — It's Free to Start

Watch How It Works

✔ 100% Virtual Process

✔ We Work For You, Not Funeral Homes

✔ Available Nationwide

✔ Flexible Payment Options

✔ 100% Virtual Process ✔ We Work For You, Not Funeral Homes ✔ Available Nationwide ✔ Flexible Payment Options

HOW IT WORKS

Three simple steps to peace of mind

No forms to figure out. No office visits. Just a guided conversation from the comfort of your couch.

01

Share Your Wishes

Tell us what matters to you. We'll ask the right questions and guide you through your preferences — from service type to personal touches.

02

Choose Your Payment Option

Pick the plan that fits your budget. Pay in full or at your own pace. Your coverage starts right away.

03

Receive Your Completed Plan

We send you a professionally organized folder with everything documented — ready to share with your family when the time comes.

Get My Plan Started →

The greatest gift you can give your family isn't money. It's a plan.

WHY IT MATTERS

Protect your family from impossible decisions

When someone passes unexpectedly, families are forced to make dozens of emotional decisions under pressure — often overpaying or choosing things their loved one wouldn't have wanted. Preplanning removes that burden entirely.

Lock in today's prices

Funeral costs rise every year. By preplanning now, you lock in current rates and protect your family from future price increases — saving thousands.

We work for you, not the funeral home

Unlike traditional preplanning, Refuge doesn't have a relationship with any single funeral home. You're free to use any provider, anywhere in the country. No pressure. No upselling.

Veterans: you've already earned benefits

If you served, the VA covers cemetery space, headstones, burial flags, and more. Most veterans never use these benefits simply because no one walked them through it. We will.

Families just like yours, who planned ahead

Testimonials

The entire process was so easy and comforting. I didn't have to go anywhere — we did everything over the phone and screen share. My family now has everything documented.

— Maria R., Texas

As a veteran, I was blown away by how much the VA covers. The team walked me through every benefit I was entitled to. My wife doesn't have to worry about a thing.

— James T., California (Veteran)

I put this off for years because I didn't want to sit in a funeral home. With Refuge, I did it all from my couch. The folder they sent is beautiful and clear.

— Patricia L., Florida

★★★★★ Trusted by families across all 50 states